Find out how I’m Ready to #OwnMyFuture with Prudential! This is Sponsored Content by SheSpeaks and Prudential, however my love of this is 100% mine..
I truly take my life for granted. Even though there are days there’s absolute chaos, craziness and life happens, when it all boils down to it I am blessed because I tend to forget how good I have it. I have 6 beautiful children, a wonderful husband and a dream house! However, being that I’m 38 I also have an issue in which I forget how “old I am.” Although I’m still young at heart, I’m not the bright eyed and bushy tailed 23-year-old that married my husband almost 15 years ago. Which means we’re starting to get to a point in our marriage where we have to become more responsible with our spending and make a game plan for the future. Especially when we recently found out that my husband’s pension plan had been discontinued and now he has a new plan that is not as good as what he had. Although, we’ve always been pretty thrifty and try not to have a lot of credit card debt, life happens and sometimes you have those big bills you may not have planned for. That along with the fact we are well aware we have 6 kids who may or may not decide to go to college, life will be getting pretty expensive in the near future for us. So it’s time to come up with a strategy to #OwnMyFuture!
I’ve always been the kind of person who reads and goes to the experts for everything. When my kids are sick, I ask a million questions because I know the doctor knows more than I do. So when it comes to personal finances it’s important to find the right strategy to make sure we are ready for our future even if the unexpected happens. We’re not young anymore and it’s important to think about all the things that can and will happen. Since times have changed and the economy isn’t what it use to be, most families don’t have the nest egg they should going into retirement.
That’s why I’m so excited to announce that I have partnered with SheSpeaks & Prudential to help inform my readers as I navigate through this journey on strategies to help us get ready for our future. In the coming weeks you’ll see a lot of exciting stuff going on over on my Page, FB, Twitter and Instagram. I’ll get to sit with a Financial professional to help come up with a much-needed plan to help the hubby and I head in the right direction financially.
Being the CEO of a bustling household keeps me busy at all times, unlike most employees in the working world I don’t get sick days, breaks or personal days. Being in charge of my page is also a full time business that has grown more than I could ever imagine, helping give my family that financial help that is very necessary in today’s day and age.
Sadly, my case is not unique. Women have taken on a different role in society. Much different than back in the days when their “only job” was to raise the kids and take care of the home. On average, women in the U.S. spend 28 hours per week on household chores – 65 percent more than the average for men.1 On top of that, most also carry a part-time or full time job contributing to their family’s economic well being. Consider the fact that the average woman working full-time earns 79% of the income earned by her male counterpart2, which makes it it pretty tough for women to really get a fair break in case they find themselves alone or without a partner to help with the finances. So what does a woman do in case the worst-case scenario happens? You prepare to own your future, so you can overcome these challenges.
To prepare to own my future I am meeting with Mary Kay Sloan, a Prudential Financial Professional. So stay tuned to all the great and valuable information I’ll be sharing with you all. Do you want to take the journey with me? Click here to schedule your own meeting with a Prudential financial professional and head into the new year with a plan to own your future.
Most important! Follow the conversation:
Hashtag: #OwnMyFuture
Twitter: @Prudential
Instagram: @Prudential
YouTube: Prudential
Facebook: @Prudential
Website: http://smarturl.it/pruform
- Source: Organisation for Economic Cooperation and Development, October 2016, http://stats.oecd.org/index.aspx?queryid=54757
- Source: U.S. Census Bureau, Historical Income Tables Table P-40: Women’s Earnings as a Percentage of Men’s Earnings by Race and Hispanic Origin, 2016
Comments & Reviews
It is imperative that we plan ahead for the unexpected while still enjoying every day.
I’m glad you had the courage to write about this! You can lead the way and be an example for other women. Thank you for sharing!
I’m glad you’re taking care of your financial future, w/ 6 little ones!
I don’t know what happened to my last comment, but I’m sad because I poured out my heart about a family tragedy, & I don’t see it. Anyway – a class regarding this should be taught in high schools so they are prepared for adulthood, because a lot of kids don’t go to college. They are anxious to tackle the world.
I really need to get back on track with budgeting this year!
Sounds exciting! Good luck! 🙂
This is important but a lot of young people today are not interested. Or as they say they have lots of time to plan
This is very important! I have tried to get the message across to both of my children, as they are now adults, but only one listens. Time flies by and you need to make sure you are set.
Great financial information for the family. BTW you have an awesome looking bunch there!
It is important but you know some people you can not get the idea accross to them. And some people surprise you at what age they started planning
You really have your hands full with six kids and a husband! This is not the time to procrastinate! And unfortunately, no one can do this for you – this is an important personal issue! I’m rooting for you!!
As a senior on SS it is to late for me BUT I do try to talk to my nieces and nephews to plan ahead
Passing this on to my nieces and nephews and i will get that look. That look that says I don’t have the money to do any thing. And the other look that said you really don’t know what you are talking about. But hey you keep trying and maybe someday they will hear
Great info I believe in looking ahead
You don’t want to wait for a time when you or someone says ‘Would’ve! Should’ve! Could’ve!’ Not when you have the opportunity to do something now!
You do what you want or have to do! Whatever puts your mind and heart at ease!!
Yes it is very important to definately prepare for the furture. Dealing with many sick friends this is something I am now helping them with just in case. They wish to prepare themselves.
Great post! I don’t have children yet, but I think it’s very important to plan for the future. I just recently did a balance transfer on credit card usage over the holidays and I feel so much better knowing that I won’t get charged interest fees!
It’s always important to prepare for the future
Good info. thanks!
Helpful financial planning.
I know none of us like to think of the inevitable, but we have to! Non one knows the day or the hour, but our Creator! We should all be prepared!!
Excellent idea! This is a very loving gesture!!
I have been thinking about trying to #OwnMyFuture lately as well. Time to think of retirement savings a little more.
Thanks for info… i still think there is no amount of planning that will save one from the future… lot can and prob will happen from now til retirement… i seriously doubt we will even live til then … any amount you put towards retirement wont be there as times are changing and will change to the worst even the mind cant quite wrap around what it be like few years from now in this crazy world we live…
you need to keep the idea of the furneqal expense or hospital you never now whqat hqpen
It’s important to plan to secure the future.
Prudential is a company that some of my friends say does a good job with financial planning.
Selling insurance and financial stuff is fun? I didn’t think so, but that was me.
Financial Planning is so good – a lot of times I don’t always understand all the lingo, but I am so glad that we have an adviser who does and who we trust!
I need to look into financial planning. I’m not getting any younger and I’m not secure about my future.
This sounds like great protection for your family. Thank you for sharing
It’s good to be prepare! Great food for though!
Hubby and I have always had life insurance. My grandparents purchased me a plan when I was born at Prudential too!
I am working on my retirement plans now. Its very important to do ahead of time!
Thank you for the information because insurance is so important. I appreciate all you do to help me and my family out on your fine blog.
My wife and I are working toward retirement and a financial advisor is a must.
Like you, I am blessed. I got a dream job after years of struggling and hating where I worked. But yes, I need to think about my future and finances and be prepared for whatever might come up. Thank you for sharing this and giving me that reminder to get moving on it!
This provides me with some food for thought about finances.
Insurance is so important to protect our family. This sounds like a great company. Thank you so much for sharing
financial planning is so important.
people are learning but sometimes it is just not possible to really do much.
I’ve stressed with my k8ds the importance of saving for their future
Thanks for all the info.
I so wish id done this sooner than I did.
It’s intimidating, but really important! Thanks for the info.
I wish I would have seen a financial planner years ago.
The future starts now. Good to prepare for it.
Good way to think about finances ahead of time and get a good start on future planning.
As a senior I wish I had planned better so I will pass this on in hopes that some of them read it act on
College expenses and planning for retirement are sure the big events that need to be prepared for and it looks like you are doing that.
Prudential has been around for a long time. I have heard many good things about this company. Thank you so much for sharing. God Bless
Something to think about.
Sorry staying with my same company of over 20 years…but you’all sur do seem happy
This is wonderful information. I will be sure to check out Prudential because taking care of my family is my business.
You have a wonderful family and are blessed!! Insurance is very important. Great information!
Sorry..though you look very happy…I have been dealing with Wawanesa, a Canadian company for over 25 years
It’s so important to plan for our futures. You have a beautiful family!
I’ve heard that Prudential does a great job with investments.
I need to start doing this for my family!
Those are sad statistics. I wish women would make equal what men make in the workforce.
This is important info!! Thank you!
It is best to plan now rather than waiting until later.
Very important, plan for the future ! My dad just passed recently and he wasn’t organized and it makes for a lot of work at a very sad emotional time .
its very good to plan for future!~
So so important!! We are realizing this more and more with deaths in our family!! My hubby had to take over his father’s company and oh my is it a mess and we are so overwhelmed. But it also made us think about our own finances!!
Taking care of finances is so important! We do wear many hats as moms!